Manage debt without cramping your style

It’s Friday evening, and your friends post selfies while blowing off steam during another big night on the town. And here you are at home, phone in hand, scrolling through all the fun everyone else is having. How on earth are you supposed to live life to the...

How much credit card debt is too much?

Want to play a quick game of would-you-rather? Okay, you go first. Would you rather a new acquaintance read your text messages or credit report?  If you’re like most people, you’d rather reveal the secrets buried in your message history than the ones on...

Easy ways to improve your credit score

Whether you’re trying to get lower interest rates, better deals on loans, or headache-free approvals for home rentals, having a good credit score will help drastically improve your qualifying odds.   Let’s take a look a little more deeply at credit scores. Then,...

How to achieve financial abundance 

From your favorite YouTube guru to the most popular daily affirmations page on Insta, the phrase “financial abundance” has been an elusive buzz phrase we’ve all heard. But what does it really mean? Financial abundance is about recognizing the limitless opportunities...

Is the decoy effect hurting your budget?

Imagine you’re at a restaurant. Three options for a combo meal are small, medium, and large. The large combo is slightly more expensive than the medium, so it is the best value. You’ve likely fallen victim to the decoy effect if you opt for the large combo...

Why do people hoard toilet paper?

Remember those early days of the pandemic when people were stockpiling toilet paper? Or maybe you’ve seen people lining up to buy limited-edition sneakers? Perhaps you’ve even bought something on Amazon because of that little red tag that says “only...