Borrowing Money

Everything you need to know about interest ratesWhat is interest?Simply put, interest is the “rent” paid for using someone else’s money. When you rent a car or an apartment, you don’t own that car or apartment, someone else does. You pay rent for the right to use that...

It's Friday evening, and your friends post selfies while blowing off steam during another big night on the town. And here you are at home, phone in hand, scrolling through all the fun everyone else is having. How on earth are you supposed to live life to the fullest...

Want to play a quick game of would-you-rather? Okay, you go first. Would you rather a new acquaintance read your text messages or credit report?  If you're like most people, you'd rather reveal the secrets buried in your message history than the ones on your credit...

The world of personal loans can be confusing, especially if you're a first-time borrower. But don't worry—we're here to help. This ultimate guide will cover everything you need to know about personal loans.   What is a personal loan?   A personal loan is a type of...

Whether you’re trying to get lower interest rates, better deals on loans, or headache-free approvals for home rentals, having a good credit score will help drastically improve your qualifying odds.   Let's take a look a little more deeply at credit scores. Then, we'll...